Our Services
Our Financial Services
Retirement Planning
Investment Management
Tax
Planning
Estate
Planning
Risk
Management
Retirement Planning
Preparing for retirement—or navigating it once you’re there—requires a thoughtful, comprehensive plan. A well-crafted retirement strategy provides clarity and confidence during times of uncertainty, serving as a solid foundation for future decision-making.
At SunRift Capital Partners, we evaluate your unique needs and explore critical aspects of your retirement, including cash flow, income requirements, and beyond.
Our approach includes:
- Creating a Sustainable Income Plan: Develop a predictable and increasing stream of income to keep pace with inflation.
- Addressing Medical and Healthcare Costs: Ensure your cash flow keeps up with rising medical expenses.
- Optimizing Social Security Benefits: Implement a plan to begin Social Security at the most advantageous time.
- RMD Withdrawal Strategies: Design a tax-efficient Required Minimum Distribution (RMD) strategy.
- Navigating Tax Law Changes: Prepare for and adapt to ongoing tax law changes.
- Withdrawal Strategy Planning: Determine the most effective way to supplement your living expenses.
We believe in detailed retirement analysis to help you save effectively during your working years and make the most of your retirement funds. Let us help you create a retirement plan that works for you—now and in the future.
Investment Management
At SunRift Capital Partners, we take a comprehensive approach to managing your investments. By carefully analyzing your current holdings, we identify opportunities for improvement or updates to align your portfolio with your evolving goals and financial situation.
Our investment philosophy centers on creating a diversified portfolio tailored to your risk tolerance and focused on achieving your goals—not chasing market trends.
Our approach includes:
- Customized, Globally Diversified Portfolios: We leverage institutional money managers to build portfolios designed to meet your unique needs.
- Tax-Efficient Strategies: We focus on minimizing tax impact for specific account types, enhancing overall efficiency.
- Risk Profile Alignment: Your portfolio is structured to match your risk tolerance, time horizon, and financial objectives.
- Continuous Monitoring and Adjustments: We regularly review investments to adapt to changing market conditions and your personal circumstances, ensuring your goals remain within reach.
- Long-Term Focus: We believe in disciplined, long-term investing, not short-term speculation.
At SunRift Capital Partners, our goal is to provide you with confidence and clarity as we guide your investments toward achieving your financial aspirations.
Tax Planning
At SunRift Capital Partners, we specialize in addressing the complex tax needs of high-net-worth individuals, families, and small businesses. Our team is dedicated to delivering innovative solutions and tailored strategies to help our clients navigate the ever-changing tax landscape with confidence.
We believe in providing complete focus and personalized attention to ensure our clients meet their unique goals—today and for years to come.
Our tax planning services include:
- Tax Planning and Investment Strategies: Minimize tax liabilities through strategic planning and tailored investment options.
- Tax-Efficient Distribution Strategies: Review and implement distribution methods designed to maximize efficiency.
- Tax-Efficient Investment Approaches: Optimize portfolios to reduce tax burdens while pursuing growth.
- Monitoring Tax Law Changes: Stay ahead of evolving tax regulations to adapt strategies accordingly.
- Qualified Charitable Distribution (QCD) Strategies: Leverage QCDs to meet philanthropic goals while reducing taxable income.
- Roth Conversion Strategies: Develop and execute plans to optimize retirement savings with Roth conversions.
- Collaboration with CPAs and Tax Professionals: Work closely with your existing tax advisors to ensure seamless integration of your financial and tax strategies.
At SunRift Capital Partners, we are committed to helping you achieve greater tax efficiency and financial success.
Estate Planning
Preserving your assets and ensuring your legacy is protected is a deeply personal and meaningful endeavor. However, the complex and ever-changing legal landscape surrounding estate taxes and planning options can make the process challenging. At SunRift Capital Partners, we help you navigate these complexities to create an estate plan that reflects your wishes and safeguards your legacy.
Our estate planning services include:
- Comprehensive Estate Plan Review and Evaluation: Ensure your plan aligns with your current goals and circumstances.
- Assessment of Medical Directives and Power of Attorney: Confirm critical documents are in place to address unforeseen events.
- Beneficiary Designation Accuracy: Verify your beneficiaries are correctly designated to reflect your intentions.
- Collaboration with Estate Attorneys: Work alongside your estate attorney to seamlessly integrate your financial and legal plans.
- Estate Tax Exposure Management: Implement strategies to minimize estate tax liability and preserve wealth for future generations.
At SunRift Capital Partners, we are dedicated to helping you design an estate plan that provides clarity, peace of mind, and a lasting legacy for those you care about most.
Risk Management
Risk management is a critical component of a comprehensive financial plan. In the financial world, it involves identifying, analyzing, and addressing uncertainties that could impact your financial decisions. Without proper risk management, individuals and families may face severe consequences that can derail their financial goals.
At SunRift Capital Partners, we work closely with our clients to identify potential risks and develop tailored strategies to mitigate them effectively.
Our risk management services include:
- Insurance Policy Evaluation: Review existing insurance policies to ensure premiums align with coverage and provide optimal protection.
- Life Insurance and Long-Term Care Policies: Assess the need for and establish policies when appropriate to safeguard your financial future.
- Term and Whole Life Policy Analysis: Ensure your life insurance coverage is adequate and aligns with your individual or family’s needs.
- Collaboration with Insurance Agents: Partner with your insurance agent to seamlessly integrate risk management strategies into your overall financial plan.
At SunRift Capital Partners, our goal is to provide you with peace of mind by helping you anticipate and prepare for life’s uncertainties.